Sanction Executive (Verifier)

**Job Title:** Sanction Executive (Verifier)
**Department:** Credit Operations / Risk
**Location:** 425 4th Floor, Offizo Magneto Mall, Raipur

**Role Objective:**
To ensure accurate and policy-compliant verification of digitally approved loan sanctions, minimizing risk leakage while maintaining fast turnaround times in a high-volume fintech lending environment.

**Key Responsibilities:**

· Verify loan sanction details generated through automated underwriting systems.

· Cross-check sanction outputs with credit policies, scorecard logic, and decision rules.

· Validate borrower data (KYC, income, bureau data, bank statements, alternate data sources).

· Identify mismatches between system-generated decisions and supporting documents.

· Flag high-risk or borderline cases for manual review or escalation.

· Ensure adherence to regulatory and internal compliance standards.

· Work closely with product, risk, and tech teams to highlight system gaps or anomalies.

· Maintain audit trails and documentation within digital LOS (Loan Origination System).

· Support continuous improvement by identifying recurring errors in automated decisions.

· Ensure strict adherence to TAT in a high-throughput processing environment.

**Key Skills & Competencies:**

· Strong analytical and pattern-recognition ability

· Understanding of digital lending workflows and automated credit decisioning

· Familiarity with credit bureau reports (CIBIL/Experian/Equifax)

· Basic understanding of APIs, LOS/LMS systems, and data validation logic

· High attention to detail with risk-first thinking

· Ability to operate under high volume and time pressure

· Proficiency in Excel / Google Sheets (basic data analysis preferred)

**Eligibility Criteria:**

· Bachelor’s degree in Finance, Commerce, Business, or related field

· 1–3 years of experience in fintech, NBFC, or digital lending operations

· Experience with loan origination systems or underwriting platforms preferred

· Freshers with strong analytical skills and internships in fintech may be considered.

**Key Performance Indicators (KPIs):**

· Verification accuracy rate (error minimization)

· TAT adherence in high-volume processing

· Risk detection rate (discrepancies identified vs missed)

· Contribution to reduction in post-disbursement issues

· Audit and compliance scores

Job Types: Full-time, Permanent

Pay: ₹18,000.00 - ₹20,000.00 per month

Benefits:

• Paid sick time
• Paid time off
• Provident Fund

Work Location: In person