Kotak Mahindra Bank · Raipur
Location
Raipur
Kotak Mahindra Bank Ltd is seeking a Credit Analyst to join the SUPPORT SERVICES-SME Credit department. The role involves analyzing credit data, assessing risks, and providing recommendations to support the bank's SME lending operations.
Description
As a Credit Analyst, you will play a crucial role in evaluating credit applications and managing the credit portfolio for Small and Medium Enterprises (SMEs). Your expertise will contribute to the bank's growth and success in the SME lending market. This position offers an opportunity to work with a dynamic team and gain valuable experience in credit analysis and risk management.
Responsibilities
Conduct thorough credit analysis and evaluation of SME loan applications. Assess creditworthiness, financial health, and risk profiles of prospective borrowers. Prepare comprehensive credit reports and recommendations for loan approvals. Monitor and manage the credit portfolio, ensuring timely repayments and identifying potential risks. Collaborate with relationship managers and underwriters to structure and approve SME loans. Stay updated on industry trends, market conditions, and regulatory changes impacting SME lending. Provide support and guidance to relationship managers in credit-related queries and decisions. Maintain accurate records and documentation for all credit-related activities. Assist in developing and implementing credit policies and procedures for SME lending. Participate in training and knowledge-sharing sessions
Credit Analyst-SUPPORT SERVICES-SME Credit at Kotak Mahindra Bank is an opening in Raipur, Chhattisgarh, listed under Banking & Finance. Review the full description below, then apply directly — listings on JobsInRaipur.in are updated daily and roles in Raipur can fill quickly.
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